Your money,
simplified.
Track spending, split expenses with friends, and stay in control. Your personal finance tracker that fits your life.
Here's how it works
Three simple steps to take control of your money.
Track spending & income
Log expenses and income by category and date. See exactly where your money goes.
Try demo →Split with friends
Add friends and split bills easily. Clear settled and unsettled balances.
See insights
Reports and summaries. Spot patterns and stay on top of your finances.
By the numbers
Multi-currency
PKR, USD, EUR & more
Chat-style
Log in plain language
Voice input
Hands-free on the go
Coming soon
iOS & Android
See it in action.
A quick look at how Spendiko works — chat-style finance, splits, and insights.
Chat-style logging
Log or ask in plain language. Transactions appear in a simple, chat-like view.
Split with friends
See who owes you and who you owe. Clear settled and unsettled balances.
Reports & insights
Spending patterns and summaries so you stay on top of your finances.
Try a quick log (demo)
Try these:
Everything you need to stay on top of your money.
Track spending, split with friends, and get a clear picture of your finances. One app, built for how you live.
Chat-style logging, multi-currency, and voice input — so you stay on top without the hassle.
See it in action →Track spending & income
Log expenses and income by category and date. See exactly where your money goes, day by day or over time.
Split with friends
Add friends and split bills easily. See who owes you and who you owe, with clear settled and unsettled balances.
Chat-style finance
A conversational interface: log or ask in plain language. Your transactions appear in a simple, chat-like view so finance feels light and clear.
Multi-currency
Track in your preferred currency — PKR, USD, EUR and more — so everything stays consistent for you and your friends.
Reports & insights
Get a clear picture with reports and summaries. See spending patterns and stay on top of your finances.
Voice input
Log expenses by voice when you're on the go — quick and hands-free.
What people are saying
Early interest from people who want simpler money tracking and easy splits.
Finally an app that lets me track spending and split bills without the headache. Chat-style logging is a game changer.
Multi-currency and clear balances with friends — exactly what I needed. Can't wait for it to launch.
Get early access
Join the waitlist — no credit card, no commitment. We'll notify you when the app is live.
Join the waitlist
Be first to try Spendiko when it launches. No credit card. We'll notify you.
- Get notified at launch
- No credit card required
- Early access when live
Coming soon
Spendiko will be available on iOS and Android. Join the waitlist to stay updated.
- iOS & Android
- Full feature set
- Stay in the loop
Questions? Email us
Be the first to try Spendiko
Join the waitlist. We'll notify you when the app is live on iOS and Android.